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Boarders and Pets: Protect and Provide

Pets make life interesting, but caring for them can be a real test. You could pass the professional bit with flying colors, but where will your business score when trouble strikes? In an industry known for quick change and fast growth, you’ll want your pet care business to gain the right sort of attention. So when things go wrong, a trusted expert is invaluable.

Protection over Risk

We trust your professional expertise–this is a discussion about professional ‘what-ifs’. Because it’s a given that despite best intentions, things can and do go wrong. You’re dealing every day with unpredictable patients who aren’t in their most familiar surroundings. You might have honed your wrangling skills and provided all the comforts of home, but let’s be real–life leaves room for fluke mishaps. In boarding and kennel operations, every decision is critical. You want clients to come home to a safe and happy pet. Anything less can open the way to an eventual lawsuit or even business closure.

Clearly, risks are alive and well. Here are a few unique to pet boarders:

  • pet injury from accidents or other animals
  • alleged mistreatment
  • illness or death while in care
  • runaway or stolen animals
  • veterinary or recovery costs

We’re sure you’ve seen other risks firsthand, especially if you have a staff, overnight operations, or care for a variety of animals. And if your business handles training, house sitting, or large numbers of kenneled pets, risks grow right along with you. Things can escalate quickly. Covering bases beforehand is the only sure way to protect yourself and your clients.

When a pet’s safety and wellbeing are your business, instinct and deep knowledge are key. We’d say the same for the insurance pros you choose to protect your life’s work. Insurance for Pet Care (IFPC) has you covered.

What We’re Offering

  • Property coverage: replacement cost for items damaged or stolen, or for damage to your place of business (i.e. fire, severe weather)
    • Includes Business Income coverage: helps protect finances so you can retain key employees and customers
  • General liability: protection from third-party slips, trips, and falls, property damage, or product-related harm
  • Professional liability: compensation for owners of pets who claim negligence or allege that advice or services caused harm
  • Inland marine (animal floater): covers animals in your care, custody, or control while on business or customer premises, or in transit
  • Hired and non-owned auto liability: protects against legal suits over damages involving employee-owned or rented vehicles used for work

Team Up to Protect

So you think you’ve found the ideal policy. But what about a specialized, ultra-knowledgeable pet care insurance team? The two really must go hand in hand. In fact we’d say that the folks offering advice are just as important as the coverage. So here’s our humble suggestion: look for a team of experts.

It just makes sense that you’d want the team handling your policy questions and claims to know pet care. Because while high-tech, app-driven solutions are handy, when you’re in panic mode only a trusted expert will do. That’s just one reason we bring the two together. When crisis is too real, agent experience and know-how is your safety net. So feel free to draw on agents’ years of experience–capitalize on their expertise. Here’s a simple rule: if you want your policy to be quality, be sure the service team is stellar. Central Insurance’s dedicated pet care team–the gurus behind IFPC–are just that.

More than Basic

For most professional pet boarders, the IFPC policy is just right. But maybe your business is a variation on the typical theme. You could be left wondering if you’re fully protected. Well we can’t have that–lingering concerns will be addressed. Even though we’re specifically geared to handle your pet care needs, it’s good to know that we have friends all over the insurance spectrum. So if you’re wondering if more is better, let’s dig in.

Sometimes, putting things on paper can help. Take a look at the structure of your business and make note of weak points–these could end up creating serious gaps in protection. If a potential problem stands out, stronger risk shields could be in order. Asking questions is the best place to start:

  • Do I have several employees?
  • Does my business own vehicles?
  • Are client records stored digitally?
  • Is clean up of pet fur and hair a regular chore?
  • Do I own expensive, specialized equipment?

If your answers leaned toward the positive, you might want to check on other available policies.

Additional Coverage Options

  • Workers’ Compensation
  • Commercial Auto
  • Sewer and drain backup
  • Umbrella
  • Equipment breakdown
  • Employment Practices Liability Insurance (EPLI)
  • Cyber security

Sum Up to Safety

At insuranceforpetcare.com we are all about our clients–we just love your entrepreneurial spirit and passion for pet care. And we’re grateful that professionals like you trust in our skills. So we’re always poised for change and ready to adapt to your needs. IFPC is high-tech protection with a vital human element–genuine concern for your interests. Combine TLC with specialized knowledge and you’ll find the solid protection your business demands. So get back to caring for others–we’ve got this.